# On and Off-Ramp

Squads users can on-ramp assets to their multisig and off-ramp assets to their bank accounts seamlessly using:

* [Squads Virtual US Bank Account](https://docs.squads.so/main/getting-started/on-and-off-ramp/virtual-us-bank-account): Receive payments in USD, which is seamlessly converted to USDC in your Squad account. 
* [Sphere](https://docs.squads.so/main/getting-started/on-and-off-ramp/sphere): Seamless [on-ramping](https://docs.squads.so/main/getting-started/sphere#on-ramping-with-sphere-and-squads) and [off-ramping](https://docs.squads.so/main/getting-started/sphere#off-ramping-with-sphere-and-squads) of assets cost-effectively via Wire, ACH, and SEPA transfers for USD and EUR bank accounts.
* [Coinflow](https://docs.squads.so/main/getting-started/on-and-off-ramp/coinflow-off-ramp): Top-tier US bank collaborations and instant 24/7 crypto off-ramping to individuals and businesses with bank accounts in the US.
* [Bridge](https://docs.squads.so/main/getting-started/on-and-off-ramp/bridge-off-ramp): Off-ramp available to businesses with US or European bank accounts in most regions outside the OFAC sanctions list.

Additionally, Squads users can make USDC payouts to bank accounts of both businesses and individuals by leveraging third-party payouts, with funds arriving in either USD or EUR.