# Sub-accounts

Sub-accounts are separate vaults that users can create to better manage their treasury assets such as payroll, marketing expenses, NFT holdings, etc. 

Each sub-account has its own SPL address and inherits the multisig setup of its Squad. 

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Sub-accounts are only accessible to users with a Squads Business or Enterprise plan. Learn more about our pricing and subscription plans [here](https://docs.squads.so/main/getting-started/pricing).
{% endhint %}

### **Inside a sub-account, users can:**

* Initiate deposits, withdrawals, and swaps
* Create contacts for quick access when withdrawing treasury assets
* Check SPL tokens and NFTs held, as well as their respective weight in the overall account balance
* Quickly stake their SOL holdings by clicking on the “Stake” button next to the SOL asset
* Check the inflows and outflows of the sub-account

<figure><img src="https://254049203-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FdUrslJzNhqr2JDZzXUUz%2Fuploads%2FiZ0yr3SB0nN4apduRd12%2FAccounts%20highlighted.png?alt=media&#x26;token=8b25fc4e-7091-4252-a6f5-c76b1ae689ed" alt=""><figcaption><p>Sub-accounts</p></figcaption></figure>